Privacy Policy

Last updated: 15th January 2026

Data Controller Information

molvia GmbH is the data controller responsible for your personal data. You can contact us at:

• Address: Graben 22, 9558 Villach, Carinthia, Austria
• Phone: +43 4248594869
• Email: privacy@molvia.world
• Registration Number: FN463820k
• VAT Number: ATU71239048

Data We Collect

We collect various types of personal data to provide our financial advisory services effectively. The data we collect includes:

Personal Information

When you use our services or contact us, we may collect personal information including your name, email address, phone number, postal address, date of birth, and other contact details. This data collection occurs when you fill out contact forms, schedule consultations, or engage our services.

Financial Information

As a financial advisory firm, we collect financial information necessary to provide our services, including income details, investment history, financial goals, risk tolerance, and other relevant financial data.

Website Usage Data

We automatically collect certain information when you visit our website, including your IP address, browser type, operating system, referring URLs, and pages visited. This helps us improve our website and services.

How We Use Your Information

We use your personal data for various legitimate business purposes. How we use your information depends on the services you use and your relationship with molvia:

Service Provision

We use your data to provide financial advisory services, including investment advice, financial planning, portfolio management, and ongoing consultation. This use of your data is necessary for the performance of our contract with you.

Communication

We use your contact information to communicate with you about our services, respond to your enquiries, schedule appointments, and provide important updates about your financial accounts or market conditions that may affect your investments.

Legal Compliance

We may use your information to comply with legal obligations, including anti-money laundering regulations, tax reporting requirements, and other financial services regulations applicable in Austria and the European Union.

Cookies and Tracking Technologies

We may use cookies and tracking technologies for analytics, advertising, and remarketing purposes, including Google Ads. These technologies help us measure campaign effectiveness, deliver relevant advertisements, and improve our services. You can manage your cookie preferences at any time through our cookie consent banner.

For detailed information about our cookie usage, please refer to our Cookie Policy.

Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. However, we may share your information in the following circumstances:

Service Providers

We may share your information with trusted third-party service providers who assist us in operating our business, such as IT support, professional advisors, and regulatory compliance services. These providers are contractually obligated to protect your information.

Legal Requirements

We may disclose your information when required by law, regulation, or legal process, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.

Data Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. Our security measures include encryption, secure servers, access controls, and regular security assessments.

Data Retention

We retain your personal data for as long as necessary to provide our services and comply with legal obligations. Generally, we retain client data for a minimum of seven years after the end of our business relationship, in accordance with Austrian financial services regulations. Some data may be retained for longer periods where required by law or for legitimate business purposes.

Your Rights

Under the General Data Protection Regulation (GDPR) and Austrian data protection laws, you have several rights regarding your personal data:

• Right of Access: You can request a copy of the personal data we hold about you
• Right to Rectification: You can request correction of inaccurate or incomplete data
• Right to Erasure: You can request deletion of your personal data in certain circumstances
• Right to Restrict Processing: You can request that we limit how we use your data
• Right to Data Portability: You can request a copy of your data in a portable format
• Right to Object: You can object to certain types of data processing
• Right to Withdraw Consent: Where processing is based on consent, you can withdraw it at any time

To exercise any of these rights, please contact us using the contact information provided below.

International Data Transfers

Your personal data may be transferred to and processed in countries outside the European Economic Area (EEA) where our service providers are located. When we transfer data outside the EEA, we ensure appropriate safeguards are in place to protect your information.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal information from a child under 18, we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by posting the updated policy on our website and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy or our data practices, or if you wish to exercise your rights, please contact us:

You also have the right to lodge a complaint with the Austrian Data Protection Authority (Datenschutzbehörde) if you believe we have not handled your personal data in accordance with applicable law.